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Apply NowHome Loan Documents
Documentation is an important aspect when it comes to a home loan. A simple and minimal home loan documentation process at the branch makes it convenient for customers to apply for a home loan. Take a look at the document list for a home loan in India:
- Identity Proof
- Income Proof
- Age Proof (PAN Card, Voter ID, Aadhaar Card*, Passport, Driving Licence)
- Address Proof (Aadhaar, Passport, Voter ID, Driving Licence)
- Banking information
- Relationship Proof
- Proof of educational qualification
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Further Details
Your Monthly EMI:
₹ 0
| Customer Type | Effective Rate of Interest |
|---|---|
| Floating Category (Repo Rate: 6.50%) | |
| For Salaried & Self-employed | 8.75% onwards |
(Interest rates may vary based on market conditions and borrower eligibility.)
| Criteria | Salaried | Self-Employed |
|---|---|---|
| Age | 18-60 years | 18-60 years |
| Minimum Income |
Residents of Delhi, Chennai, Bangalore, Mumbai, Pune: ₹20,000/month
Other cities: ₹15,000 |
Residents of Delhi, Chennai, Bangalore, Mumbai, Pune: ₹24,000/month
Other cities: ₹180,000 per annum |
| Minimum qualification | Bachelor's Degree | NA |
(Eligibility criteria may differ based on internal policy and credit checks.)
Features and Benefits of a Home Loan
Attractive Interest Rates
Rates linked to RBI's repo rates for transparency.
Minimal Documentation
Hassle-free, simple and quick processing.
50% off on processing fees
Applies to all digital applications.
25 Year Tenure
Flexible repayment to suit your financial plans.
