Business Loans Made Easy
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Get StartedEligibility & Documents
Ensure you meet our five basic criteria and have the necessary documents.
- Nationality: Indian
- Business vintage: At least 3 years
- CIBIL Score: 685 or higher
- Work status: Self-employed
- Age: 18 to 80*
*24 years (18 years age of non-financial applicant / Co-applicant / Guarantor)
- KYC documents – Aadhaar/ passport/ voter’s ID/ driving license/ letter from NPR/ NREGA job card
- PAN card
- Proof of business ownership
- Other financial documents
*Higher age limit is applicable at the time of loan maturity.
Features & Benefits
3 unique variants
Choose the loan type that suits you the best – Term Loan, Flexi Term Loan, Flexi Hybrid Loan.
No part-prepayment charge
Prepay a portion of your loan at no extra charges with Flexi Term Loan and Flexi Hybrid Loan.
Loan up to 80 lakh
Manage any business expense with loans ranging from Rs. 2 Lakh to 80 lakh.
Convenient tenures
Flexible repayment options from 12 months to 96 months.
Money in 48 hours*
In most cases, you receive the loan amount in your account within 48 hours of approval.
No collateral needed
No need to provide any collateral to get our business loan.
No hidden charges
All fees and charges are mentioned upfront. Check fees and charges below.
Online application
Apply for our business loan from anywhere, at any time, with just a few clicks.
Fees & Charges
| Type of Fee | Applicable Charges |
|---|---|
| Rate of Interest | 14% to 26% per annum |
| Processing Fee | Up to 3.54% of the loan amount (inclusive of applicable taxes) |
| Flexi Facility Charge |
*The above Flexi Facility charges will be deducted upfront from the loan amount. *The loan amount includes the approved loan amount, insurance premium, VAS charges, and documentation charges. |
